Polish women leaders in finance
Recent research commissioned by ANG Responsible Finance shows that Polish women play a key role in managing household finances. In 2025, when it comes to New Year’s resolutions, women are more likely than men to say they want to reduce spending and increase savings. Is Poland an example of how gender roles are changing when it comes to financial responsibility?
Poles’ financial New Year’s resolutions
The survey shows that 59% of Polish women, compared to 52% of Polish men, have New Year’s financial resolutions. The vast majority intend to reduce their expenses – 28% of women, compared to 23% of men. Natalia Ciecióra, Marketing Manager at ANG Responsible Finance, stresses that these differences are significant and may indicate greater financial awareness among women.
“Women are more likely than men to express a willingness to pay off financial obligations, such as loans or credit, more quickly. This is an interesting trend that may indicate a shift in traditional financial roles in Polish households” – says Ciecióra.
Saving and investing – where women have an advantage
The survey also shows that 22% of women intend to start saving regularly or increase the amount they save, compared to 15% of men. Women are also more active in investment planning, with 10% of them thinking about investing in stocks, bonds or other investment products, compared with 7% of men.
“It is possible that this is due to a growing need for financial security for the future, which may be particularly important for women, who traditionally manage the household budget” – added Ciecióra.
Differences between parents and childless people
An interesting aspect of the survey is the difference in attitudes towards saving and investing between parents and those without children. Those without children report a higher propensity to save and invest than parents. Only 6% of parents plan to invest in stocks or bonds, compared to 13% of those without children.
“This may suggest that parental responsibilities and the associated costs may limit financial opportunities for investment.” – notes Jolanta Grabowska, ESG Manager at ANG Responsible Finance.
Young people and their financial ambitions
New Year’s resolutions are particularly popular among young people aged 18-24, with 81% saying they want to change their approach to finances. This is significantly higher than older age groups, which may indicate that young people are more open to change and adapting to a rapidly changing economic reality.
Summary
ANG’s Responsible Finance survey reveals interesting changes in Polish attitudes towards finance, particularly in relation to the role of women. Do these changes reflect a broader global trend? The discussion on this topic is open and may lead to further research and policies that support gender equality in financial management.
What are your experiences and opinions about the role of women in financial management? Do you see similar trends in your households? We invite you to discuss on our social media.
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